Life Insurance and Annuity Concepts

Below are links to just a few of the sample concept brochures for use with your clients.  Each brochure can be customized with your company logo, colors and information.  Most importantly, illustration numbers and financial models specific to your clients can be incorporated in the brochures, making them fully customized for the exact financial plan you're recommending them.

lIFE INSURANCE

PREMIUM FINANCING

Premium financing involves borrowing funds in the form of a loan from a third-party lender to pay all or some of the premiums for life insurance. It’s a method for funding large life insurance policies without liquidating capital to pay the premiums due on them, thus allowing you to keep your existing assets invested in your portfolio, property or business. Click here to see a sample premium finance plan.

IULs, A tax advantaged asset class

Indexed Universal Life Insurance, or IULs, are one of the few financial vehicles that not only allow your assets to grow tax deferred, but also be taken out tax free.  Click here to see a sample case on saving money for retirement in an IUL vs your typical qualified plan.

how to properly illustrate IULs

This brochure will help breakdown the key elements of an IUL policy, thus building more certainty into the uncertain future performance of your policy. Click here to see the brochure.

exposing the myth of "Buy term invest the difference"

Click here to see a sample case on the benefits of buying permanent life insurance for lifetime death benefit protection and tax free income instead of falling for the myth of "buy term invest the difference"

RMD Wealth Transfer is a strategy designed to help someone reposition their IRA assets into a more tax-efficient vehicle at death.  When done properly, it can increase the amount that is transferred to their heirs tax-free. Click here to see a sample case.

RMD Wealth Transfer